In a case where you might need cash right now to help cover a major expense, tapping into your home’s equity could be a tempting option. Before making the decision to get a home equity loan, it’s important to know how you plan to use your funds. While most scenarios may seem or feel legitimate, [ ] The post 5 Reasons to Get a Home Equity Loan appeared first on Ethica Private Wealth Specialists.
Anyone can benefit from having a financial plan that is tailored to them and their needs. However, according to statistics gathered earlier this year, women comprise 46.2% of all employees in Australia’s workplace*. Statistics like these tell financial advisors and planners alike that a financial plan specifically tailored to women is more of a necessity [ ] The post Why Every Woman Needs a Tailored Financial Plan appeared first on Ethica Private Wealth Specialists.
When most people think of enjoying a great retirement, they often think of having a fat nest egg and great health so they can get out and enjoy the activities they truly love. Sure, these things certainly do help, but are these things the only way a person can enjoy their post-work life? We’re going [ ] The post 5 Not-So Secret Ways to a Great Retirement appeared first on Ethica Private Wealth Specialists.
Millennials, a generation not easily understood by most of us, have grown up in a much different world than us “older” folks did. Extensive research, countless papers, and many articles have been written about Millennials and their financial health. Why? Because their choices and available options are much different than say the prior generation. A [ ] The post Millennials: What Does Your Financial Future Look Like? appeared first on Ethica Private Wealth Specialists.
You’ve found your Sunshine Coast dream home, and now it’s time to find the best mortgage to help put those keys in your hand as fast as possible. One way to make it happen: work with a mortgage broker who can help guide you through the lending process from beginning to end. You’ve most likely [ ] The post 5 Important Facts about Mortgage Brokers appeared first on Ethica Private Wealth Specialists.
As retirement approaches, the stakes often get higher. There’s no time for errors in judgment or money mistakes, which is why it’s so important to know what common errors and mistakes to look out for and avoid like the plague. Here’s a list of three common mistakes made with retirement funds. Follow advice given at [ ] The post Strange but Common Mistakes Made with Retirement Funds appeared first on Ethica Private Wealth Specialists.
A personal loan can be a helpful tool when it comes to managing your finances—as long as it is used for the right reasons and in a responsible way. However, there are many taboos that can easily be associated with accumulating debt, and many people believe that taking out a personal is actually bad idea. [ ] The post Why Getting a Personal Loan Can Be a Good Idea appeared first on Ethica Private Wealth Specialists.