For the past few years, it is a rare occasion to open a financial publication without coming across the terms smart beta or exchange-traded funds. Considering the power of data-sorting software, greater access to financial information, and more and more small businesses becoming major players in the global marketplace, it makes sense that alternatively weighted indexes [ ] The post What Is Smart Beta? appeared first on Ethica Private Wealth Specialists.
Markets can be uncertain and unstable at the best of times, and in today s quickly changing financial sphere, understanding market volatility can be akin to getting a degree in Global Economics. In times like these, it is important to comprehend the natural rise and fall of markets, lest we panic and make ill-informed financial decisions. [ ] The post What No One Tells You About Market Volatility appeared first on Ethica Private Wealth Specialists.
Choosing a mortgage can be difficult at the best of times. It can sometimes feel next to impossible considering the jumble of complicated financial jargon, which is another reason it is great to have a mortgage broker in your corner when looking to finance your home. For people looking to find a good deal on [ ] The post The 5 Most Commonly Used Mortgage Terms (with definitions) appeared first on Ethica Private Wealth Specialists.
Millennials are thinking of retirement more in terms of reaching a particular financial goal than reaching a certain age, according to a recent report from Merrill Edge. According to Merrill Edge s report, 41% of people between the age of 18 and 34 are planning on retiring when they reach a set financial milestone, where older [ ] The post How Are Millennials Planning For Retirement? appeared first on Ethica Private Wealth Specialists.
But it also outlines good news for homeowners. In October 2015, the number of Australian mortgages approved for “investment property” decreased by 6.1%, while the number of mortgages for owner occupied houses increased by .4%. This figures are causing some to speculate that the housing market is cooling off, due to a decrease in real [ ] The post Falling Investor Loan Rates Could Spell Bad Tidings For Flippers appeared first on Ethica Private Wealth Specialists.
Have you ever hidden a purchase from a loved one? Or tried to cover up an exorbitantly high utility bill? Maybe you ve kept an unexpected financial windfall a secret, making a bunch of justifications about it being your money or thinking what they don t know won t hurt them. If any of the scenarios are above [ ] The post Capital Infidelity Is the New Capital Offense: Four Tips for a More Honest Financial Relationship appeared first on Ethica Private Wealth Specialists.
There s been much pessimism around the Australian housing market, as the property bubble bursts, investors are pulling out, and the revelation that many Australians are burdened with massive mortgages is on many of our minds. This has caused some reluctance to pursue Sunshine Coast loans, whether people are thinking of moving or simply refinancing their [ ] The post Australian Homes Are Equity Rich appeared first on Ethica Private Wealth Specialists.