As a small business owner over the age of 50, do the words, “I don’t plan to retire” or “my retirement fund is my business” sound familiar? Surprisingly, this is a very common response given by many small business owners in Australia, both under and over the age of 50. The fact of the matter The post Small Business Owners over 50: Do You Have a Retirement Plan in Place? appeared first on Ethica Private Wealth Specialists.
Retirement planning seems to have a bad reputation among the majority of Australians between the ages of 45 and 65 years old. When it comes to addressing the issue of planning for retirement, it seems many of us more “mature” Aussies enjoy the bliss of living in a world of complete denial, which obviously makes The post Getting Smart about Retirement Planning (and Why It Matters) appeared first on Ethica Private Wealth Specialists.
For many of us, there are a few unspoken rules about what is appropriate to talk about with others and what is not. One of those subjects happens to be about money, but is this really why Australians avoid talking about the subject? Perhaps many of us are just too ‘shy,’ which makes it difficult The post Are Australians ‘Shy’ about Money Talk? appeared first on Ethica Private Wealth Specialists.
Losing a job is rarely a happy time for anyone. However, by paying attention to some key elements, we can take better control of the situation and work through it without it having a major impact on our personal health and our relationships. No one wants to face their family and friends after they lose The post What to Do When You Become Unemployed appeared first on Ethica Private Wealth Specialists.
Our world is constantly changing, which is why arming our kids with the necessary financial skills and responsible money behaviors necessary to help them to independently manage their finances with or without your help is so important. We can all take a lesson from the past and teach our kids about money in ways they The post Why It’s Important to Teach Your Kids about Money appeared first on Ethica Private Wealth Specialists.
Many of us do not want to think about what might happen to your family should something happen to you, but no matter what, it is something we must all plan for no matter what. Although it doesn’t always happen, it’s important to note that it does happen and you can never be too careful The post 6 Important Money Musts Everyone Should Do appeared first on Ethica Private Wealth Specialists.
Ever wonder what makes some people work until they re 80 and others retire at 50? The answer is often much more complex than a person simply loving or hating a job. Most people retire early for a variety of reasons, and surprisingly it’s not always due to old age. Check out our list of the The post 7 Real Reasons Why Most People Retire appeared first on Ethica Private Wealth Specialists.