For many years, the desired age of retirement was age 65 with many people trying to save, plan, and prepare so they could finally exit the workforce and enter into a new stage of life. However, more and more Australians will not retire at age 65 as many plan to work past age 70, which The post Are You Ready to Retire at Age 65? appeared first on Ethica Private Wealth Specialists.
With more Australians retiring later than they had originally planned, the demand for the perfect retirement destination has increased. This could largely be due to the fact that Aussies are staying in the workplace longer (either at their full-time career or at a part-time job) to ensure they are financially secure when it is finally The post Top 12 Australian Retirement Destinations appeared first on Ethica Private Wealth Specialists.
Your superannuation fund, a topic everyone and their dog seems to be talking about these days, is an investment vehicle and not an actual investment. This is probably why so many Australians (both the general public and different professionals alike) appear to be confused by the subject. A good example of this is the fact The post Do You Have the Right Super Strategy in Place for Your Age? appeared first on Ethica Private Wealth Specialists.
With the upcoming super changes expected to take place July 1, 2017, you could be one of many Australians tempted not to put your focus on your super or your retirement. For example, two of the major changes are a cut in the contributions caps in both before and after-tax contributions, and a new limit The post 12 Great Ways to Get the Most out of Your Super appeared first on Ethica Private Wealth Specialists.
As a small business owner over the age of 50, do the words, “I don’t plan to retire” or “my retirement fund is my business” sound familiar? Surprisingly, this is a very common response given by many small business owners in Australia, both under and over the age of 50. The fact of the matter The post Small Business Owners over 50: Do You Have a Retirement Plan in Place? appeared first on Ethica Private Wealth Specialists.
Retirement planning seems to have a bad reputation among the majority of Australians between the ages of 45 and 65 years old. When it comes to addressing the issue of planning for retirement, it seems many of us more “mature” Aussies enjoy the bliss of living in a world of complete denial, which obviously makes The post Getting Smart about Retirement Planning (and Why It Matters) appeared first on Ethica Private Wealth Specialists.
For many of us, there are a few unspoken rules about what is appropriate to talk about with others and what is not. One of those subjects happens to be about money, but is this really why Australians avoid talking about the subject? Perhaps many of us are just too ‘shy,’ which makes it difficult The post Are Australians ‘Shy’ about Money Talk? appeared first on Ethica Private Wealth Specialists.